Skip to main content
  • 033 33 447 300
  • info@mortgage-pro.co.uk
  • Home
  • About Us
  • Services
    • Mortgages
      • Introduction to Mortgages
      • Mortgage Repayment
      • First Time Buyer
      • Remortgaging
      • Standard Variable Rate Mortgages
      • Fixed Rate Mortgages
      • Tracker Mortgages
      • Cashback Mortgages
      • Offset Mortgages
      • Second Charge Mortgages
      • Buy to Let
      • Self Build Mortgages

      Give us a call on 033 33 447 300 or drop us a message!

      CONTACT US TODAY!
    • Life Assurance
      • Introduction to Life Assurance
      • Level Term
      • Increasing Term
      • Decreasing Term
      • Renewable Term
      • Convertible Term
      • Investment Linked
      • Whole of Life
      • Family Income Benefit

      Give us a call on 033 33 447 300 or drop us a message!

      CONTACT US TODAY!
    • General Insurance
      • Introduction to General Insurance
      • Redundancy / Unemployment
      • ASU
      • Household
      • Shops & Commercial
      • Pet
      • Motor
      • Caravan
      • Holiday Insurance
      • Marine

      Give us a call on 033 33 447 300 or drop us a message!

      CONTACT US TODAY!
    • Equity Release
      • Introduction to Equity Release
      • Types of Equity Release
      • Lifetime Mortgage
      • Drawdown Lifetime Mortgage
      • Home Reversion Plan
      • Home Income Plan
      • Costs

      Give us a call on 033 33 447 300 or drop us a message!

      CONTACT US TODAY!
    • Health Insurance
      • Introduction to Health Insurance
      • Private Medical
      • Critical Illness
      • Income Protection

      Give us a call on 033 33 447 300 or drop us a message!

      CONTACT US TODAY!
  • Mortgage Calculators
    • Mortgage Borrow
    • Mortgage Repayment Calculator
    • Overpayment
    • Stamp Duty
  • Research Links
  • Testimonials
  • Privacy Policy
  • Contact Us
  • Main Menu

  • Home
  • About Us
  • Services
    • Mortgages
      • Introduction to Mortgages
      • Mortgage Repayment
      • First Time Buyer
      • Remortgaging
      • Standard Variable Rate Mortgages
      • Fixed Rate Mortgages
      • Tracker Mortgages
      • Cashback Mortgages
      • Offset Mortgages
      • Second Charge Mortgages
      • Buy to Let
      • Self Build Mortgages
    • Life Assurance
      • Introduction to Life Assurance
      • Level Term
      • Increasing Term
      • Decreasing Term
      • Renewable Term
      • Convertible Term
      • Investment Linked
      • Whole of Life
      • Family Income Benefit
    • General Insurance
      • Introduction to General Insurance
      • Redundancy / Unemployment
      • ASU
      • Household
      • Shops & Commercial
      • Pet
      • Motor
      • Caravan
      • Holiday Insurance
      • Marine
    • Equity Release
      • Introduction to Equity Release
      • Types of Equity Release
      • Lifetime Mortgage
      • Drawdown Lifetime Mortgage
      • Home Reversion Plan
      • Home Income Plan
      • Costs
    • Health Insurance
      • Introduction to Health Insurance
      • Private Medical
      • Critical Illness
      • Income Protection
  • Mortgage Calculators
    • Mortgage Borrow
    • Mortgage Repayment Calculator
    • Overpayment
    • Stamp Duty
  • Research Links
  • Testimonials
  • Privacy Policy
  • Contact Us

Give us a call on 033 33 447 300 or drop us a message

Contact Us Today

Introduction to Life Assurance

What Is Life Assurance

The main purpose of Life Assurance is to provide money for those people who may depend on you financially, in the event that something should happen to you. These people could include family members or business partners.

It can provide the reassurance of financial protection for you, your family and your business associates.

A Life Assurance policy pays out a sum of money when the person who is covered by the plan dies. The money is intended to pay off any outstanding debts and support your dependants financially by providing them with a further lump sum or a regular income if you die.

Even if there are no dependants who may be financially affected by your death, some Life Assurance policies could go towards covering funeral costs.

The type of Life Assurance and the amount of cover will depend on an individual's particular circumstances and requirements. Factors to consider will include age, dependants, level of income and financial liabilities.

Premiums are normally paid to the insurance company either monthly or annually for a fixed period of time or in some cases, until death.

Types Of Life Assurance

While the overall concept of Life Assurance is fairly easy to understand, there are some complexities.

Most importantly, there are different types of Life Assurance products, covering Term Assurance, Whole of Life, Endowment policies and others.

However, because of the many options and flexibility, Life Assurance can be a powerful instrument in your financial planning toolkit.

Please be aware that in some cases this type of assurance is based on an assessment of the health of the applicant.

THESE PLANS TYPICALLY HAVE NO CASH IN VALUE AT ANYTIME AND COVER WILL CEASE AT THE END OF THE TERM. IF PREMIUMS CEASE, THEN COVER WILL LAPSE.

PROTECTION ENQUIRY FORM

Your Address

Cover Required

Lives Assured

1st Life Assured

2nd Life Assured

Marketing Information

Sensitive Personal Data

We may need to collect sensitive personal data including information about your health, ethnic origin, or criminal prosecutions from third parties such as employers and credit reference agencies, fraud prevention agencies and other similar organisations in order to provide you with the services, for example where you require advice on protection or mortgages products.

If you consent to us obtaining your sensitive personal data from third parties referred to above for the purpose of providing you with the services, and sharing it with third party providers to obtain quotes on your behalf, for example where we are providing you with mortgage or protection advice as part of our services, please tick this box.

Submit your Information

From time to time, we would like to contact you with details about our services, products, business updates and events. If you consent to us contacting you for this purpose please tick to say how you would like us to contact you:

Email
Telephone
Post
Yes please, I'd like to hear about offers and services.
No thanks, I don't want to hear about offers and services.
Please tick this box to confirm you have read and understood our privacy policy.

What Is Life Assurance

The main purpose of Life Assurance is to provide money for those people who may depend on you financially, in the event that something should happen to you. These people could include family members or business partners.

It can provide the reassurance of financial protection for you, your family and your business associates.

A Life Assurance policy pays out a sum of money when the person who is covered by the plan dies. The money is intended to pay off any outstanding debts and support your dependants financially by providing them with a further lump sum or a regular income if you die.

Even if there are no dependants who may be financially affected by your death, some Life Assurance policies could go towards covering funeral costs.

The type of Life Assurance and the amount of cover will depend on an individual's particular circumstances and requirements. Factors to consider will include age, dependants, level of income and financial liabilities.

Premiums are normally paid to the insurance company either monthly or annually for a fixed period of time or in some cases, until death.

Types Of Life Assurance

While the overall concept of Life Assurance is fairly easy to understand, there are some complexities.

Most importantly, there are different types of Life Assurance products, covering Term Assurance, Whole of Life, Endowment policies and others.

However, because of the many options and flexibility, Life Assurance can be a powerful instrument in your financial planning toolkit.

Please be aware that in some cases this type of assurance is based on an assessment of the health of the applicant.

THESE PLANS TYPICALLY HAVE NO CASH IN VALUE AT ANYTIME AND COVER WILL CEASE AT THE END OF THE TERM. IF PREMIUMS CEASE, THEN COVER WILL LAPSE.

PROTECTION ENQUIRY FORM

Your Address

Cover Required

Lives Assured

1st Life Assured

2nd Life Assured

Marketing Information

Sensitive Personal Data

We may need to collect sensitive personal data including information about your health, ethnic origin, or criminal prosecutions from third parties such as employers and credit reference agencies, fraud prevention agencies and other similar organisations in order to provide you with the services, for example where you require advice on protection or mortgages products.

If you consent to us obtaining your sensitive personal data from third parties referred to above for the purpose of providing you with the services, and sharing it with third party providers to obtain quotes on your behalf, for example where we are providing you with mortgage or protection advice as part of our services, please tick this box.

Submit your Information

From time to time, we would like to contact you with details about our services, products, business updates and events. If you consent to us contacting you for this purpose please tick to say how you would like us to contact you:

Email
Telephone
Post
Yes please, I'd like to hear about offers and services.
No thanks, I don't want to hear about offers and services.
Please tick this box to confirm you have read and understood our privacy policy.

Read less
  • Home
  • About Us
  • Testimonials
  • Privacy Statement
  • Contact

Registered office address: {Reg Address 1}, {Reg Address 2}, {Reg City}, {Reg County}, {Reg Postcode}

Registered in England and Wales under reference {Reg No}

Mortgage Pro 1601 Demo is an appointed representative of <Network Name>, which is authorised and regulated by the Financial Conduct Authority.

<Network Name> is entered on the Financial Services Register (www.fca.org.uk/register) under reference {Network FCA Reference No}.

Registered Office: Mortgage Pro, 192B Station Road, Edgware, Middlesex, HA8 7AR

Copyright 2021 - Website Design & Development by Mortgage Pro